Domestic Finance Companies, Debt Due to Parent Company, Flow
Millions of Dollars, Quarterly Rate
STFLFDPXDFBANQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
11,924.72
Year-over-Year Change
-348.08%
Date Range
1/1/1988 - 1/1/2025
Summary
This economic indicator measures U.S. credit card and other revolving consumer credit outstanding on a quarterly basis. It provides insights into consumer spending and borrowing habits.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Millions of Dollars, Quarterly Rate' series tracks the total amount of revolving consumer credit used by U.S. households each quarter. This metric is closely watched by economists and policymakers as an indicator of consumer confidence and financial health.
Methodology
The data is collected and reported by the U.S. Federal Reserve based on surveys of financial institutions.
Historical Context
Changes in revolving consumer credit levels can inform monetary and fiscal policy decisions.
Key Facts
- Revolving consumer credit hit a record high of $1.16 trillion in 2022.
- Credit card debt makes up the majority of revolving consumer credit.
- Quarterly changes in revolving credit are closely watched for signs of economic strength or weakness.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total amount of revolving consumer credit, primarily credit card debt, held by U.S. households on a quarterly basis.
Q: Why is this trend relevant for users or analysts?
A: Changes in revolving consumer credit are an important signal of consumer confidence and spending patterns, which has broad implications for the overall economy.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through surveys of financial institutions that provide consumer credit.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor revolving consumer credit levels to gauge consumer spending, which informs decisions around monetary and fiscal policies.
Q: Are there update delays or limitations?
A: This data is reported on a quarterly basis, with a slight delay as the Federal Reserve compiles the information from financial institutions.
Related Trends
Domestic Finance Companies, Reserves for Unearned Income
STFAFUNQ
Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow
DTCTLRHFXDFBANM
Total Business Loans and Leases Owned and Securitized by Finance Companies, Level
DTBTNM
Domestic Finance Companies, Gross Business Accounts Receivable Excluding Pools of Securitized Business Assets
STFAFGBNQ
One to Four Family Real Estate Owned and Securitized by Finance Companies, Flow
DTRTSXDFBANM
Business Motor Vehicle Loans and Leases Owned by Finance Companies, Flow
DTBOVXDFBANM
Citation
U.S. Federal Reserve, Millions of Dollars, Quarterly Rate (STFLFDPXDFBANQ), retrieved from FRED.