Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow
DTCTLRHFXDFBANM • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
99.99
Year-over-Year Change
-280.23%
Date Range
1/1/1985 - 5/1/2025
Summary
This economic indicator measures the net change in revolving consumer credit owned and securitized by finance companies, providing insights into consumer borrowing and spending patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow statistic tracks the monthly change in the amount of outstanding revolving credit, such as credit card balances, that is held by finance companies. This metric is used by economists and policymakers to gauge consumer behavior and the health of the credit markets.
Methodology
The data is collected and reported by the U.S. Federal Reserve through surveys of finance companies.
Historical Context
This indicator is closely monitored by the Federal Reserve and other institutions to inform monetary policy decisions and assess the state of consumer finances.
Key Facts
- Finance companies own and securitize a portion of total revolving consumer credit.
- Positive growth in this metric indicates increased consumer borrowing and spending.
- The data is released monthly by the Federal Reserve.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the net change in the amount of revolving consumer credit, such as credit card balances, that is owned and securitized by finance companies.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into consumer borrowing and spending patterns, which are important indicators of the overall health of the economy.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through surveys of finance companies.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other institutions closely monitor this indicator to inform monetary policy decisions and assess the state of consumer finances.
Q: Are there update delays or limitations?
A: The data is released monthly by the Federal Reserve with no known delays or limitations.
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Citation
U.S. Federal Reserve, Revolving Consumer Credit Owned and Securitized by Finance Companies, Flow (DTCTLRHFXDFBANM), retrieved from FRED.