Domestic Finance Companies, Reserves for Unearned Income
STFAFUNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
29,876.12
Year-over-Year Change
59.10%
Date Range
1/1/1984 - 1/1/2025
Summary
This economic indicator tracks the reserves set aside by domestic finance companies to account for unearned income. It provides insight into the financial health and operations of an important segment of the U.S. economy.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Domestic Finance Companies, Reserves for Unearned Income metric represents the amount of money that finance companies have allocated to cover income that has been billed but not yet earned. This data point offers economists and policymakers visibility into the financial practices and liquidity of this critical industry.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This metric is used to monitor trends in the finance sector and can inform economic and regulatory decision-making.
Key Facts
- Unearned income refers to payment received for services not yet rendered.
- Reserves for unearned income are a liability on finance companies' balance sheets.
- Tracking this metric provides insight into the liquidity and risk exposure of the finance sector.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the reserves set aside by domestic finance companies to account for unearned income, which represents revenue that has been billed but not yet earned.
Q: Why is this trend relevant for users or analysts?
A: This metric offers visibility into the financial health and operational practices of an important segment of the U.S. economy, which can inform economic analysis and policy decisions.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: This indicator is used to monitor trends in the finance sector, which can inform regulatory and economic decision-making.
Q: Are there update delays or limitations?
A: There may be delays in the reporting of this data, and the metric may not capture all aspects of finance companies' unearned income reserves.
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Citation
U.S. Federal Reserve, Domestic Finance Companies, Reserves for Unearned Income (STFAFUNQ), retrieved from FRED.