Share of Annuities Held by the Top 1% (99th to 100th Wealth Percentiles)

WFRBSTOP1A • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

10.80

Year-over-Year Change

12.50%

Date Range

7/1/1989 - 1/1/2025

Summary

The 'Share of Annuities Held by the Top 1% (99th to 100th Wealth Percentiles)' measures the concentration of annuity assets among the wealthiest U.S. households. This trend provides insights into inequality in retirement income sources.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This statistic tracks the proportion of total annuity assets held by the top 1% of U.S. households by wealth. Annuities are a key component of retirement income, so the distribution of annuity ownership can indicate economic stratification among retirees.

Methodology

The data is collected from the Federal Reserve's Survey of Consumer Finances.

Historical Context

Policymakers and analysts use this trend to understand wealth inequality and the retirement income landscape.

Key Facts

  • The top 1% held over 50% of annuity assets in 2019.
  • Annuities make up a larger share of retirement income for wealthy households.
  • Annuity ownership is highly concentrated compared to other financial assets.

FAQs

Q: What does this economic trend measure?

A: This trend measures the share of total annuity assets held by the wealthiest 1% of U.S. households.

Q: Why is this trend relevant for users or analysts?

A: The distribution of annuity ownership provides insights into inequality in retirement income sources.

Q: How is this data collected or calculated?

A: The data is collected from the Federal Reserve's Survey of Consumer Finances.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this trend to understand wealth inequality and the retirement income landscape.

Q: Are there update delays or limitations?

A: The data is published with a delay, and may not capture the full wealth distribution.

Related Trends

Citation

U.S. Federal Reserve, Share of Annuities Held by the Top 1% (99th to 100th Wealth Percentiles) (WFRBSTOP1A), retrieved from FRED.