Real Estate Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50083 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4,826,369.00
Year-over-Year Change
4.53%
Date Range
7/1/1989 - 1/1/2025
Summary
This trend measures the real estate assets held by individuals in the bottom 50% of the U.S. wealth distribution. It provides insight into the housing wealth of lower-income households, an important economic indicator.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Real Estate Held by the Bottom 50%' trend represents the total value of real estate assets, such as homes and investment properties, owned by those in the 1st to 50th wealth percentiles. This metric offers a snapshot of housing wealth inequality and can inform policy decisions related to affordable housing and wealth accumulation.
Methodology
The data is calculated by the Federal Reserve based on survey responses and administrative records.
Historical Context
Economists and policymakers monitor this trend to understand the financial resilience and homeownership rates of lower-income Americans.
Key Facts
- The bottom 50% of U.S. households hold only around 2% of total household real estate wealth.
- Homeownership rates are significantly lower for households in the bottom wealth quintile.
- Real estate represents a larger share of total assets for lower-wealth families compared to higher-wealth families.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of real estate assets, such as homes and investment properties, owned by individuals in the bottom 50% of the U.S. wealth distribution.
Q: Why is this trend relevant for users or analysts?
A: This metric offers insights into housing wealth inequality and can inform policy decisions related to affordable housing and wealth accumulation among lower-income Americans.
Q: How is this data collected or calculated?
A: The data is calculated by the Federal Reserve based on survey responses and administrative records.
Q: How is this trend used in economic policy?
A: Economists and policymakers monitor this trend to understand the financial resilience and homeownership rates of lower-income households, which can inform policies aimed at promoting housing affordability and wealth-building.
Q: Are there update delays or limitations?
A: The data is updated periodically by the Federal Reserve, but there may be lags in reporting due to the time required to collect and process the underlying survey information.
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Corporate Equities and Mutual Fund Shares Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBLT01014
Share of Corporate And Foreign Bonds Held by the 99th to 99.9th Wealth Percentiles
WFRBS99T999258
Mean Personal Income in the United States
MAPAINUSA646N
Share of Loans (Liabilities) Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBST01128
Median Personal Income in the United States
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Real Median Personal Income in South Census Region
MEPAINUSSOA672N
Citation
U.S. Federal Reserve, Real Estate Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBLB50083), retrieved from FRED.