Use of Financial Services, Assets: Outstanding Loans at Commercial Banks for Mozambique

MOZFCSODCXDC • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

235,880,825,941.97

Year-over-Year Change

166.90%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic trend measures the outstanding loans at commercial banks in Mozambique, providing insights into the use of financial services and access to credit in the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The outstanding loans at commercial banks metric represents the total value of loans made by commercial banks to individuals, businesses, and other entities in Mozambique. This data point is a key indicator of financial intermediation and the health of the Mozambican banking sector.

Methodology

The data is collected by the Mozambican central bank and reported to international organizations.

Historical Context

This trend is used by economists, policymakers, and market analysts to assess the development of Mozambique's financial system and the availability of credit in the economy.

Key Facts

  • Mozambique's outstanding commercial bank loans reached $4.5 billion in 2021.
  • The loan-to-GDP ratio in Mozambique was 25% in 2020, indicating room for financial deepening.
  • Access to credit remains a challenge for small and medium-sized enterprises in Mozambique.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of outstanding loans made by commercial banks in Mozambique to individuals, businesses, and other entities.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the depth and development of Mozambique's financial system, as well as the availability of credit for businesses and households.

Q: How is this data collected or calculated?

A: The data is collected by the Mozambican central bank and reported to international organizations.

Q: How is this trend used in economic policy?

A: Policymakers and economists use this data to assess the effectiveness of financial sector reforms and credit policies in Mozambique.

Q: Are there update delays or limitations?

A: The data is published with a lag, and may not capture all lending activity in the informal financial sector.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services, Assets: Outstanding Loans at Commercial Banks for Mozambique (MOZFCSODCXDC), retrieved from FRED.