Deposits in Mutual Savings Banks and Postal Savings Systems for United States
M1473BUSM027SNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
61.80
Year-over-Year Change
8.23%
Date Range
1/1/1947 - 5/1/1968
Summary
This economic trend measures the value of deposits held in mutual savings banks and postal savings systems in the United States. It provides insights into household savings behavior and the availability of capital for investment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Deposits in Mutual Savings Banks and Postal Savings Systems for United States series tracks the total value of deposits held in these financial institutions. This metric is used by economists and policymakers to analyze trends in household savings and the flow of capital within the broader financial system.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is relevant for assessing the stability and liquidity of the U.S. financial system.
Key Facts
- Deposits in mutual savings banks and postal savings systems were over $100 billion in 2022.
- Mutual savings banks and postal savings systems represent a small but stable segment of the U.S. financial system.
- Trends in this metric can signal changes in household savings behavior and the availability of capital for investment.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of deposits held in mutual savings banks and postal savings systems in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into household savings behavior and the availability of capital for investment, which are important factors for assessing the stability and liquidity of the U.S. financial system.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this trend to analyze the flow of capital within the financial system and monitor household savings behavior, which can inform decisions related to monetary policy and financial stability.
Q: Are there update delays or limitations?
A: The data is released on a regular schedule by the Federal Reserve, with minimal delays. However, mutual savings banks and postal savings systems represent a relatively small segment of the U.S. financial system, so this metric may not fully capture broader trends in household savings.
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Citation
U.S. Federal Reserve, Deposits in Mutual Savings Banks and Postal Savings Systems for United States (M1473BUSM027SNBR), retrieved from FRED.