Time Deposits, Member Banks, Federal Reserve System for United States
M14168USM144SNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
24,137.00
Year-over-Year Change
25.39%
Date Range
7/1/1919 - 12/1/1945
Summary
The 'Time Deposits, Member Banks, Federal Reserve System for United States' measures the total amount of time deposits held by member banks in the Federal Reserve System. This trend provides insights into the savings and investment behavior of individuals and businesses.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Time deposits are funds that are held in bank accounts for a fixed period of time, typically earning higher interest rates than demand deposits. This metric helps economists and policymakers assess the liquidity and stability of the banking system.
Methodology
The data is collected and calculated by the U.S. Federal Reserve.
Historical Context
This trend is closely watched by the Federal Reserve and financial analysts to gauge monetary policy and economic conditions.
Key Facts
- Time deposits earn higher interest rates than demand deposits.
- The Federal Reserve closely monitors this metric to assess banking system stability.
- Time deposits represent a significant portion of the money supply.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total amount of time deposits held by member banks in the Federal Reserve System. Time deposits are funds that are held in bank accounts for a fixed period of time.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into the savings and investment behavior of individuals and businesses, which is important for assessing the liquidity and stability of the banking system.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: This trend is closely watched by the Federal Reserve and financial analysts to gauge monetary policy and economic conditions.
Q: Are there update delays or limitations?
A: The data is published regularly by the Federal Reserve, but may be subject to revision and updates.
Related Trends
Bank Deposits, National Banks, Country Districts for United States
M14028USM144NNBR
United States Government Deposits at All Commercial and Savings Banks for United States
M14170USM144SNBR
Commercial and Industrial Loans, Weekly Reporting Member Banks, Federal Reserve System for United States
M1499AUSM144NNBR
Ratio of Loans and Discounts to Net Deposits, National Banks, Central Reserve Cities for United States
M14050USM156NNBR
Seven Day Bills and Others, Weekly Average, Bank of England for Great Britain
M14084GBM590NNBR
Circulation, Other Than Central Reserve Cities for United States
M14007USM144NNBR
Citation
U.S. Federal Reserve, Time Deposits, Member Banks, Federal Reserve System for United States (M14168USM144SNBR), retrieved from FRED.