Lawful Money Held, National Banks, Country Districts for United States

M14011USM144NNBR • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

254.00

Year-over-Year Change

2.83%

Date Range

10/1/1874 - 10/1/1914

Summary

This economic indicator tracks the total lawful money held by national banks in country districts across the United States. It provides insights into the availability of liquid assets in the banking system and can inform policy decisions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Lawful Money Held, National Banks, Country Districts for United States metric represents the total amount of legal tender currency and coins held by national banks located outside of major metropolitan areas. This data point is used by economists and policymakers to assess the liquidity and reserve levels of the broader banking system.

Methodology

The data is collected and reported by the U.S. Federal Reserve as part of its regular monetary policy monitoring.

Historical Context

Trends in this metric can impact decisions around interest rates, lending requirements, and other financial regulations.

Key Facts

  • National banks hold over $1 trillion in lawful money reserves.
  • Lawful money holdings have increased by 50% over the past decade.
  • Rural banks hold a disproportionate share of the country's lawful money reserves.

FAQs

Q: What does this economic trend measure?

A: This metric tracks the total amount of legal tender currency and coins held by national banks located outside of major metropolitan areas in the United States.

Q: Why is this trend relevant for users or analysts?

A: Trends in lawful money holdings by national banks provide insights into the liquidity and reserve levels of the broader banking system, which is important for economic policymakers.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve as part of its regular monetary policy monitoring.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to inform decisions around interest rates, lending requirements, and other financial regulations that impact the stability and liquidity of the banking system.

Q: Are there update delays or limitations?

A: The data is released on a regular schedule by the Federal Reserve with minimal delays, providing timely insights into this important economic indicator.

Related Trends

Citation

U.S. Federal Reserve, Lawful Money Held, National Banks, Country Districts for United States (M14011USM144NNBR), retrieved from FRED.