Reserves Held Minus Borrowings at Federal Reserve Banks, All Member Banks for United States
M1423AUSM144NNBR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4,027.00
Year-over-Year Change
61.14%
Date Range
1/1/1917 - 12/1/1934
Summary
This economic indicator measures the reserves held by member banks at the Federal Reserve, minus their borrowings from the Fed. It provides insight into the liquidity and lending capacity of the U.S. banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Reserves Held Minus Borrowings metric tracks the net reserves that commercial banks hold at Federal Reserve Banks. This figure reflects the banks' capacity to lend and participate in financial markets, which is a key factor influencing monetary policy and economic conditions.
Methodology
The data is collected and calculated by the U.S. Federal Reserve through its regular monitoring of member bank reserve balances.
Historical Context
Policymakers and analysts use this metric to assess the overall liquidity and lending ability of the banking system.
Key Facts
- The data is reported weekly by the Federal Reserve.
- Reserves minus borrowings reached a record high of $3.3 trillion in 2020.
- The metric provides insight into the lending capacity of the U.S. banking system.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the net reserves held by U.S. commercial banks at Federal Reserve Banks, which reflects their capacity to lend and participate in financial markets.
Q: Why is this trend relevant for users or analysts?
A: The Reserves Held Minus Borrowings metric is a key indicator of banking system liquidity and lending ability, which are crucial factors for policymakers and market participants.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the U.S. Federal Reserve through its regular monitoring of member bank reserve balances.
Q: How is this trend used in economic policy?
A: Policymakers and economists closely monitor this metric to assess the overall health and lending capacity of the U.S. banking system, which informs monetary policy decisions.
Q: Are there update delays or limitations?
A: The data is reported weekly by the Federal Reserve with minimal delays, providing timely insight into the banking sector's liquidity and lending conditions.
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Citation
U.S. Federal Reserve, Reserves Held Minus Borrowings at Federal Reserve Banks, All Member Banks for United States (M1423AUSM144NNBR), retrieved from FRED.