Households and Nonprofit Organizations; Loans; Asset, Level
HNOLA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,214,919.00
Year-over-Year Change
-22.35%
Date Range
10/1/1945 - 1/1/2025
Summary
The 'Households and Nonprofit Organizations; Loans; Asset, Level' trend measures the total value of loans and debt owned by U.S. households and non-profit organizations. This key economic indicator provides insight into consumer and household financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This data series tracks the total level of loans and debt assets held by American households and non-profit organizations. It is an important measure of consumer and household financial conditions, which can inform economic policymaking and market analysis.
Methodology
The Federal Reserve collects this data from various financial institutions and aggregates it to calculate the total loan and debt asset level.
Historical Context
Policymakers and analysts monitor this metric to gauge household financial strength and consumer spending power.
Key Facts
- Household loan assets totaled $15.7 trillion as of Q4 2022.
- Loan assets have grown by over 40% since the Great Recession.
- Nonprofit organizations hold around 4% of total household loan assets.
FAQs
Q: What does this economic trend measure?
A: This data series tracks the total value of loans and debt assets held by U.S. households and non-profit organizations.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer and household financial health, which is a key driver of economic activity and a focus for policymakers.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data from financial institutions and aggregates it to determine the total loan and debt asset level.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this indicator to assess household financial strength and consumer spending power, which informs economic decision-making.
Q: Are there update delays or limitations?
A: This data is published quarterly by the Federal Reserve with a lag of several months.
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Citation
U.S. Federal Reserve, Households and Nonprofit Organizations; Loans; Asset, Level (HNOLA), retrieved from FRED.