Finance Companies; Loans; Asset, Level
FCLA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,748,563.00
Year-over-Year Change
11.49%
Date Range
10/1/1945 - 1/1/2025
Summary
The 'Finance Companies; Loans; Asset, Level' trend measures the total outstanding loans held by finance companies in the United States. This metric is a key indicator of credit market conditions and business investment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the aggregate value of loans on the balance sheets of U.S. finance companies, which include firms that provide commercial and consumer financing. It is used by economists and policymakers to gauge the overall level of lending activity and access to credit in the economy.
Methodology
The data is collected through surveys of finance companies and compiled by the Federal Reserve.
Historical Context
Trends in finance company lending are closely watched for insights into business and consumer confidence, as well as the Federal Reserve's monetary policy actions.
Key Facts
- Finance companies hold over $1 trillion in outstanding loans.
- Loan levels fluctuate with the business cycle and credit market conditions.
- The data is released monthly by the Federal Reserve.
FAQs
Q: What does this economic trend measure?
A: The 'Finance Companies; Loans; Asset, Level' series tracks the total value of loans held on the balance sheets of U.S. finance companies, providing insight into overall credit market conditions.
Q: Why is this trend relevant for users or analysts?
A: This metric is closely watched by economists and policymakers as an indicator of business investment, consumer confidence, and the overall availability of credit in the economy.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through surveys of finance companies operating in the United States.
Q: How is this trend used in economic policy?
A: Trends in finance company lending are analyzed by the Federal Reserve and other institutions to assess the impact of monetary policy and broader economic conditions on access to credit for businesses and consumers.
Q: Are there update delays or limitations?
A: The data is released monthly by the Federal Reserve with a typical lag of 6-8 weeks. There may be some limitations in coverage, as the survey does not include all finance companies operating in the U.S.
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Citation
U.S. Federal Reserve, Finance Companies; Loans; Asset, Level (FCLA), retrieved from FRED.