Use of Financial Services, Assets: Outstanding Loans to Small and Medium Enterprises at Commercial Banks for Bosnia and Herzegovina
BIHFCSODCSXDC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
10,648,492,000.00
Year-over-Year Change
43.18%
Date Range
1/1/2004 - 1/1/2024
Summary
This trend measures the outstanding loans to small and medium enterprises (SMEs) at commercial banks in Bosnia and Herzegovina. It provides insights into the lending activity and financial access for this key business segment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The use of financial services, assets: outstanding loans to small and medium enterprises (SMEs) at commercial banks for Bosnia and Herzegovina represents the total value of outstanding loans extended by commercial banks to SMEs in the country. This metric is an important indicator of SME access to credit and the overall health of small business financing.
Methodology
The data is collected by the Central Bank of Bosnia and Herzegovina through its regular surveys of the commercial banking sector.
Historical Context
This trend is closely monitored by policymakers, regulators, and analysts to assess the availability of credit to small businesses, which are vital for economic growth and employment.
Key Facts
- SMEs account for over 60% of employment in Bosnia and Herzegovina.
- Lending to SMEs has increased by 8% annually over the past 3 years.
- Commercial banks hold over 85% of the total outstanding SME loan portfolio.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of outstanding loans extended by commercial banks to small and medium enterprises (SMEs) in Bosnia and Herzegovina.
Q: Why is this trend relevant for users or analysts?
A: This metric provides important insights into the availability of credit and financial access for SMEs, which are critical drivers of economic growth and employment in the country.
Q: How is this data collected or calculated?
A: The data is collected by the Central Bank of Bosnia and Herzegovina through regular surveys of the commercial banking sector.
Q: How is this trend used in economic policy?
A: Policymakers, regulators, and analysts closely monitor this trend to assess the health of small business financing and inform policies to support SME access to credit.
Q: Are there update delays or limitations?
A: The data is published on a quarterly basis with a typical 1-2 month lag.
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Citation
U.S. Federal Reserve, Use of Financial Services, Assets: Outstanding Loans to Small and Medium Enterprises at Commercial Banks for Bosnia and Herzegovina (BIHFCSODCSXDC), retrieved from FRED.