Bank's Overhead Costs to Total Assets for Bosnia and Herzegovina
DDEI04BAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.49
Year-over-Year Change
-24.60%
Date Range
1/1/2000 - 1/1/2021
Summary
This economic trend measures the ratio of a bank's overhead costs to its total assets in Bosnia and Herzegovina. It provides insights into the operational efficiency and cost structure of the country's banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank's overhead costs to total assets ratio is a key indicator of a banking system's operational efficiency. It reflects the level of a bank's administrative and personnel expenses relative to its total assets, offering insights into cost management and profitability.
Methodology
The data is collected by the World Bank through surveys of financial institutions and national regulatory authorities.
Historical Context
This trend is widely used by economists, policymakers, and financial analysts to assess the competitiveness and health of a country's banking industry.
Key Facts
- Bosnia and Herzegovina's bank overhead costs to total assets ratio was 3.4% in 2020.
- The ratio has declined from a high of 4.3% in 2010, indicating improved operational efficiency.
- Low overhead costs are associated with more profitable and competitive banking sectors.
FAQs
Q: What does this economic trend measure?
A: This trend measures the ratio of a bank's overhead costs, such as administrative and personnel expenses, to its total assets in Bosnia and Herzegovina.
Q: Why is this trend relevant for users or analysts?
A: The bank's overhead costs to total assets ratio is a key indicator of a banking system's operational efficiency and cost management, providing insights into the competitiveness and profitability of the sector.
Q: How is this data collected or calculated?
A: The data is collected by the World Bank through surveys of financial institutions and national regulatory authorities.
Q: How is this trend used in economic policy?
A: This trend is widely used by economists, policymakers, and financial analysts to assess the health and competitiveness of a country's banking industry, which is crucial for economic development and financial stability.
Q: Are there update delays or limitations?
A: The data is updated annually, and there may be some delays in reporting from national sources.
Related Trends
Bank's Cost to Income Ratio for Bosnia and Herzegovina
DDEI07BAA156NWDB
Number of Identified Exporters to Bosnia and Herzegovina from Maryland
MDBIHA475SCEN
Number of Identified Exporters to Bosnia and Herzegovina from Georgia
GABIHA475SCEN
Value of Exports to Bosnia and Herzegovina from Oklahoma
OKBIHA052SCEN
Geographical Outreach: Number of Institutions, Other Financial Intermediaries, Non-deposit Taking Microfinance Institutions (MFIs) for Bosnia and Herzegovina
BIHFCIOFMFNNUM
Use of Financial Services, Assets: Outstanding Loans to Small and Medium Enterprises at Non-deposit Taking Microfinance Institutions (MFIs) for Bosnia and Herzegovina
BIHFCSMMFSXDC
Citation
U.S. Federal Reserve, Bank's Overhead Costs to Total Assets for Bosnia and Herzegovina (DDEI04BAA156NWDB), retrieved from FRED.