74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
ALLQ74B1TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across different market segments. Provides critical insights into credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures funding term adjustments for consumer asset-backed securities like credit card and auto loan receivables. Indicates credit market dynamics.
Methodology
Collected through survey of financial institutions tracking funding term changes.
Historical Context
Used by regulators and investors to understand credit market accessibility and risk.
Key Facts
- Reflects tightening of consumer asset-backed security funding
- Indicates potential changes in credit market conditions
- Important for understanding lending environment
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loan receivables like credit cards and auto loans. Represent a key credit market instrument.
Q: Why do funding terms change?
A: Reflect shifts in market risk, economic conditions, and institutional lending strategies.
Q: How do these changes impact consumers?
A: Can affect loan availability, interest rates, and overall credit accessibility for consumers.
Q: Who monitors these funding term changes?
A: Financial regulators, central banks, and institutional investors track these market indicators.
Q: What are the data's limitations?
A: Represents a snapshot of market conditions. Should be analyzed alongside other economic indicators.
Related Trends
36) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Nonfinancial Corporations Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Remained Basically Unchanged
ALLQ36RBUNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged
SFQ74A3RBUNR
35) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Nonfinancial Corporations as Reflected Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Considerably
ALLQ35TCNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ74A3ECNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| F. Commodity. | Answer Type: Increased Considerably
OTCDQ51FICNR
25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
CTQ25B72MINR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B1TCNR), retrieved from FRED.