36) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Nonfinancial Corporations Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Remained Basically Unchanged
ALLQ36RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
18.00
Year-over-Year Change
-14.29%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in nonprice lending terms for nonfinancial corporations across securities financing and derivatives transactions. Provides insight into credit market conditions and lending standards.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This trend measures how financial institutions adjust non-pricing contract terms in corporate lending. It reflects underlying market risk perceptions and credit environment.
Methodology
Surveyed from financial institutions reporting changes in lending documentation terms.
Historical Context
Used by regulators and analysts to assess credit market flexibility and risk perception.
Key Facts
- Indicates stability in lending documentation practices
- Reflects broader credit market conditions
- Important for understanding financial sector dynamics
FAQs
Q: What do nonprice terms in lending mean?
A: Nonprice terms include contract features like maturity, covenants, and default provisions that aren't directly related to interest rates.
Q: Why are nonprice terms important?
A: They reveal underlying risk assessments and lending standards beyond simple pricing mechanisms.
Q: How often is this data collected?
A: Typically surveyed quarterly to track evolving lending market conditions.
Q: Who uses this economic indicator?
A: Economists, financial regulators, and corporate finance professionals analyze these trends.
Q: What does 'remained basically unchanged' indicate?
A: Suggests stable lending practices with minimal shifts in contract terms and risk perception.
Related Trends
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
ALLQ66B1RBUNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
CTQ19A73MINR
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Decreased Considerably
ALLQ45BDCNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First In Importance
CTQ19B5MINR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Considerably
ALLQ66A3TCNR
56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Somewhat
SFQ56A3TSNR
Citation
U.S. Federal Reserve, Nonprice Terms Survey (ALLQ36RBUNR), retrieved from FRED.