Net Percentage of Large Domestic Banks Increasing Collateral Requirements for Small Firms
SUBLPDCISTQLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
4/1/1990 - 7/1/2025
Summary
Measures changes in collateral requirements for small firms by large domestic banks. Indicates lending conditions and risk management strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how banks adjust collateral demands for small business loans. Reflects banking sector's risk assessment approach.
Methodology
Surveys large domestic banks about changes in collateral requirements for small firms.
Historical Context
Critical for understanding small business lending environment and credit accessibility.
Key Facts
- Reflects small business lending conditions
- Indicates bank risk management strategies
- Measures credit market tightness
FAQs
Q: What does increasing collateral requirements mean?
A: Banks require more security for loans, indicating increased perceived risk. Signals tighter lending conditions.
Q: How does this affect small businesses?
A: Higher collateral requirements can make borrowing more difficult. Potentially limits small business access to credit.
Q: Why do banks change collateral requirements?
A: Respond to economic conditions, risk assessments, and overall market stability. Protect against potential loan defaults.
Q: Can this indicator predict economic challenges?
A: Provides early warning of potential credit market tightening. Signals banks' risk perception and economic outlook.
Q: How frequently is this data collected?
A: Typically gathered through periodic bank surveys. Offers current snapshot of lending environment.
Related Trends
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPDCIRWENOTHNQ
Net Percentage of Domestic Banks Increasing the Cost of Credit Lines to Small Firms
SUBLPDCISTCNQ
Net Percentage of Large Domestic Banks Reporting Stronger Demand for Auto Loans
SUBLPDCLADLGNQ
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPFCIRSSVNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was a Somewhat Important Reason
SUBLPDCIRSSSOTHNQ
Number of Large Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Very Important Reason
SUBLPDCIRTRVLGNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Increasing Collateral Requirements for Small Firms (SUBLPDCISTQLGNQ), retrieved from FRED.