Net Percentage of Domestic Banks Increasing the Cost of Credit Lines to Small Firms
SUBLPDCISTCNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-1.60
Year-over-Year Change
-113.91%
Date Range
7/1/1990 - 7/1/2025
Summary
Measures changes in credit line costs for small firms, providing critical insight into small business lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the net percentage of domestic banks increasing credit line costs for small businesses.
Methodology
Surveys banks about changes in credit line pricing for small firm borrowers.
Historical Context
Used by policymakers to assess small business credit market accessibility and lending conditions.
Key Facts
- Reflects small business borrowing costs
- Indicates bank lending sentiment
- Important for economic policy assessment
FAQs
Q: What does this economic indicator track?
A: Changes in credit line costs for small businesses across domestic banks.
Q: Why are credit line costs important?
A: They directly impact small business growth, investment, and economic expansion.
Q: How frequently is this data collected?
A: Typically gathered quarterly through Federal Reserve bank surveys.
Q: What businesses are considered 'small firms'?
A: Generally defined as businesses with fewer than 500 employees or specific revenue thresholds.
Q: How do policymakers use this data?
A: To assess credit market conditions and potential need for small business support policies.
Related Trends
Number of Large Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Very Important Reason
SUBLPDCIRTIVLGNQ
Net Percentage of Other Domestic Banks Reducing the Maximum Maturity of Credit Lines for Small Firms
SUBLPDCISTAOTHNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was Not an Important Reason
SUBLPDCIRWPNNQ
Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Inventory Financing Needs Was Not an Important Reason
SUBLPDCIRSINNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Very Important Reason
SUBLPDCIRWPVNQ
Net Percentage of Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds to Large and Middle-Market Firms
DRISCFLM
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Increasing the Cost of Credit Lines to Small Firms (SUBLPDCISTCNQ), retrieved from FRED.