Voluntary Liquidations Among All Incorporated Commercial Banks
X14AICBVL • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
40.00
Year-over-Year Change
-29.82%
Date Range
1/1/1921 - 1/1/1941
Summary
The 'Voluntary Liquidations Among All Incorporated Commercial Banks' trend measures the number of U.S. commercial banks that voluntarily close or dissolve their operations. This provides insight into the financial health and turnover within the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the number of commercial banks that initiate their own dissolution, separate from involuntary closures by regulators. It offers a view into the voluntary business decisions and competitive dynamics of the U.S. banking industry.
Methodology
The data is collected through regulatory filings and reporting from the Federal Deposit Insurance Corporation (FDIC).
Historical Context
Policymakers and analysts use this metric to assess the stability and competitiveness of the commercial banking system.
Key Facts
- The series dates back to 1935.
- Voluntary liquidations peaked in the late 1980s.
- The indicator reflects both mergers and outright closures.
FAQs
Q: What does this economic trend measure?
A: The 'Voluntary Liquidations Among All Incorporated Commercial Banks' metric tracks the number of U.S. commercial banks that voluntarily cease operations, either through mergers, acquisitions, or outright closures.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into the competitive dynamics and financial health of the commercial banking sector. It helps policymakers and market participants assess stability and turnover within the industry.
Q: How is this data collected or calculated?
A: The data is collected through regulatory filings and reporting from the Federal Deposit Insurance Corporation (FDIC).
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to evaluate the stability and competitiveness of the U.S. commercial banking system, which has implications for monetary policy, financial regulation, and economic growth.
Q: Are there update delays or limitations?
A: The data is reported on a regular basis with minimal delay, providing timely insight into the commercial banking industry.
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Citation
U.S. Federal Reserve, Voluntary Liquidations Among All Incorporated Commercial Banks (X14AICBVL), retrieved from FRED.