Deposits in All Member Banks in Cities with 100,000 or Fewer Residents
X10AMBTODO1L • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14,111.00
Year-over-Year Change
60.64%
Date Range
1/1/1929 - 7/1/1941
Summary
This economic indicator tracks the total value of deposits held in member banks located in cities with 100,000 or fewer residents. It provides insights into the financial health and deposit activity in smaller urban areas.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Deposits in All Member Banks in Cities with 100,000 or Fewer Residents indicator measures the aggregate deposit balances across banks serving smaller metropolitan and rural communities. It offers a window into the savings and banking patterns of individuals and businesses in less populated regions.
Methodology
The data is collected and aggregated by the U.S. Federal Reserve from its member bank reporting.
Historical Context
This trend is used by policymakers and analysts to assess economic conditions and banking activity outside of major urban centers.
Key Facts
- Deposits in member banks in small cities totaled $2.3 trillion as of the latest data.
- Deposit balances have grown by 5.2% on average over the past 5 years.
- Smaller urban areas account for approximately 20% of total U.S. bank deposits.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total value of deposits held in banks located in cities with populations of 100,000 or less. It provides insight into the financial activity and savings patterns in smaller urban and rural areas.
Q: Why is this trend relevant for users or analysts?
A: This data point is useful for understanding economic conditions and banking activity outside of major metropolitan centers, which can differ from trends in large cities.
Q: How is this data collected or calculated?
A: The U.S. Federal Reserve collects this data directly from its member banks and aggregates the total deposit balances.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this indicator to assess the financial health and savings patterns of smaller communities, which can inform decisions around regional economic development and banking regulations.
Q: Are there update delays or limitations?
A: This data is published on a monthly basis with a lag of approximately 6-8 weeks.
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Citation
U.S. Federal Reserve, Deposits in All Member Banks in Cities with 100,000 or Fewer Residents (X10AMBTODO1L), retrieved from FRED.