Loans in All Member Banks in Cities with 500,000 or Fewer Residents
X10AMBLO5L • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3,557.00
Year-over-Year Change
63.69%
Date Range
1/1/1929 - 7/1/1941
Summary
This economic trend measures the total value of loans held by member banks in cities with populations of 500,000 or fewer residents. It provides insight into lending activity and credit conditions in smaller urban areas.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Loans in All Member Banks in Cities with 500,000 or Fewer Residents series tracks the outstanding loan balances of commercial banks that are members of the Federal Reserve System. This data point is used by economists and policymakers to analyze credit availability and financial health in non-metropolitan regions.
Methodology
The Federal Reserve collects this data through mandatory reporting from its member banks.
Historical Context
This metric is relevant for understanding regional economic performance and the flow of credit to smaller urban and rural communities.
Key Facts
- Covers banks in cities under 500,000 population
- Provides insight into credit conditions outside major metros
- Data collected through mandatory Federal Reserve reporting
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of outstanding loans held by commercial banks that are members of the Federal Reserve System in cities with populations of 500,000 or fewer residents.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into credit availability and lending activity in smaller urban and rural areas, which is important for understanding regional economic performance and dynamics outside of major metropolitan regions.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through mandatory reporting from its member banks.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this data to analyze credit conditions and the flow of capital to non-metropolitan communities, which can inform decisions around regional economic development and financial inclusion initiatives.
Q: Are there update delays or limitations?
A: The data is published with a short lag, typically 1-2 months after the end of the reporting period. There may be some limitations in coverage, as the data only includes Federal Reserve member banks.
Related Trends
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Loans and Investments in Insured Nonmember Commercial Banks in Cities with 500,000 or Fewer Residents
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Total Deposits in All Banks in the United States
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Loans and Investments in Insured Nonmember Commercial Banks in Cities with 500,000 or More Residents
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Number of National Member Commercial Banks in North Carolina
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Citation
U.S. Federal Reserve, Loans in All Member Banks in Cities with 500,000 or Fewer Residents (X10AMBLO5L), retrieved from FRED.