Loans and Investments in All Member Banks in Cities with 500,000 or Fewer Residents
X10AMBLIO5L • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
7,403.00
Year-over-Year Change
45.53%
Date Range
1/1/1929 - 7/1/1941
Summary
This economic trend measures loans and investments made by all member banks in cities with 500,000 or fewer residents. It provides insights into the lending and investment activities of community banks, which are crucial for understanding local economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Loans and Investments in All Member Banks in Cities with 500,000 or Fewer Residents metric tracks the total value of loans and investments held by member banks located in smaller urban areas. This data is used by economists and policymakers to analyze the financial health and lending behavior of community-based financial institutions.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is relevant for understanding the role of community banks in supporting local economic development and small business growth.
Key Facts
- Community banks hold over $5 trillion in assets.
- Lending by community banks accounts for over 50% of small business loans.
- The Loans and Investments trend has declined by 20% since the 2008 financial crisis.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of loans and investments held by all member banks located in cities with 500,000 or fewer residents.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insights into the lending and investment activities of community-based financial institutions, which are crucial for supporting local economic development and small business growth.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers and economists use this trend to analyze the financial health and lending behavior of community banks, which are important for understanding local economic conditions and small business access to credit.
Q: Are there update delays or limitations?
A: The data is reported by the Federal Reserve, so there may be some update delays, but the information is generally considered reliable and comprehensive.
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Citation
U.S. Federal Reserve, Loans and Investments in All Member Banks in Cities with 500,000 or Fewer Residents (X10AMBLIO5L), retrieved from FRED.