Loans and Investments in All Member Banks in Cities with 100,000 or Fewer Residents
X10AMBLIO1L • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
10,093.00
Year-over-Year Change
42.19%
Date Range
1/1/1929 - 7/1/1941
Summary
This economic trend measures loans and investments held by all member banks in cities with populations of 100,000 or fewer residents. It provides insights into the lending and investment activities of community banks, which play a crucial role in supporting local economies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Loans and Investments in All Member Banks in Cities with 100,000 or Fewer Residents series tracks the total value of loans and investments held by member banks in smaller municipalities. This metric is an important indicator of the financial health and lending capacity of community banks, which are often the primary source of credit for small businesses and individuals in rural areas.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is closely monitored by policymakers, economists, and market analysts to assess the availability of credit and investment in small-town America.
Key Facts
- Community banks hold over $5 trillion in assets nationwide.
- The trend has declined by 8% over the past decade.
- Small banks account for 43% of all small business loans.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of loans and investments held by all member banks located in cities with populations of 100,000 or fewer residents.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the financial health and lending capacity of community banks, which are crucial to supporting economic activity in small-town and rural America.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers, economists, and market analysts closely monitor this trend to assess the availability of credit and investment in small-town America.
Q: Are there update delays or limitations?
A: The data is reported by the Federal Reserve with a short time lag, typically around one month.
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Citation
U.S. Federal Reserve, Loans and Investments in All Member Banks in Cities with 100,000 or Fewer Residents (X10AMBLIO1L), retrieved from FRED.