Total Investments in All Insured Commercial Banks
X10AICBIT • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
28,033.00
Year-over-Year Change
39.36%
Date Range
1/1/1934 - 7/1/1941
Summary
The Total Investments in All Insured Commercial Banks trend measures the total dollar value of financial assets held by U.S. commercial banks. This metric is a key indicator of banks' investment activities and broader economic conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series represents the total value of investment securities, including U.S. Treasury securities, federal agency securities, mortgage-backed securities, and other debt instruments, held by all FDIC-insured commercial banks in the United States. It provides insight into the investment strategies and portfolio composition of the U.S. banking sector.
Methodology
The data is collected by the Federal Reserve through mandatory regulatory reporting by commercial banks.
Historical Context
Policymakers and analysts monitor this trend to assess the banking industry's risk appetite, liquidity, and capacity to support economic growth through lending and investment activities.
Key Facts
- Total investments by U.S. commercial banks reached a record high of over $4.5 trillion in 2022.
- Investment securities make up around 25% of total assets held by U.S. commercial banks.
- The trend has shown steady growth over the past decade, reflecting the banking industry's focus on portfolio diversification.
FAQs
Q: What does this economic trend measure?
A: The Total Investments in All Insured Commercial Banks trend measures the total dollar value of investment securities held by U.S. commercial banks, including Treasuries, agency debt, and other debt instruments.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insight into the investment activities and risk appetite of the U.S. banking sector, which is a key indicator of financial stability and the banking industry's capacity to support economic growth through lending and investment.
Q: How is this data collected or calculated?
A: The data is collected by the Federal Reserve through mandatory regulatory reporting by all FDIC-insured commercial banks in the United States.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this trend to assess the banking industry's liquidity, portfolio composition, and risk profile, which informs decisions on monetary policy, financial regulation, and economic stimulus measures.
Q: Are there update delays or limitations?
A: The data is reported quarterly with a lag of approximately 2-3 months, so the most recent figures may not reflect the latest market conditions. The trend also does not distinguish between different types of investment securities held by banks.
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Citation
U.S. Federal Reserve, Total Investments in All Insured Commercial Banks (X10AICBIT), retrieved from FRED.