Total Cash in Vault for All Insured Commercial Banks
X10AICBCVT • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,358.00
Year-over-Year Change
56.27%
Date Range
1/1/1934 - 7/1/1941
Summary
The Total Cash in Vault for All Insured Commercial Banks measures the total dollar amount of cash held in the vaults of insured commercial banks in the United States. This metric provides insights into bank liquidity and cash management practices.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the total value of physical currency and coin that insured commercial banks hold in their vaults rather than depositing at the Federal Reserve. It is an important metric for understanding bank liquidity and operational practices.
Methodology
The data is collected and reported by the Federal Reserve through its H.8 statistical release.
Historical Context
Policymakers and analysts monitor this trend to gauge bank cash management strategies and potential changes in money supply.
Key Facts
- Cash in vault reached a record high of $336 billion in March 2020.
- Banks hold cash in vaults to meet customer withdrawal demands and regulatory requirements.
- The vault cash ratio (vault cash/reservable deposits) averaged 7.8% in 2021.
FAQs
Q: What does this economic trend measure?
A: The Total Cash in Vault for All Insured Commercial Banks measures the total dollar amount of physical currency and coin held in the vaults of insured commercial banks in the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into bank liquidity and cash management practices, which are important for understanding money supply, banking operations, and potential changes in financial conditions.
Q: How is this data collected or calculated?
A: The data is collected and reported by the Federal Reserve through its H.8 statistical release on the consolidated balance sheet of commercial banks.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this trend to gauge bank cash management strategies and potential changes in money supply, which can inform monetary policy decisions.
Q: Are there update delays or limitations?
A: The Federal Reserve publishes this data on a weekly basis with a lag of approximately one week.
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Total Interbank Deposits in Insured Nonmember Commercial Banks
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Total Deposits in Commercial Nonmember Banks in Idaho
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Citation
U.S. Federal Reserve, Total Cash in Vault for All Insured Commercial Banks (X10AICBCVT), retrieved from FRED.