Cash in Vault for All Insured Commercial Banks in Cities with 500,000 or Fewer Residents
X10AICBCVO5L • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
245.00
Year-over-Year Change
75.00%
Date Range
1/1/1934 - 7/1/1941
Summary
This economic trend measures the amount of cash held in vault by all insured commercial banks located in cities with 500,000 or fewer residents. It provides insights into the liquidity and cash management practices of smaller-market banks.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Cash in Vault for All Insured Commercial Banks in Cities with 500,000 or Fewer Residents is a key indicator of the cash reserves and liquidity held by smaller-market banking institutions. It reflects their operational needs and cash management strategies, which have implications for the broader financial system.
Methodology
The data is collected and reported by the U.S. Federal Reserve.
Historical Context
This trend is closely monitored by policymakers, regulators, and market analysts to assess the financial health and liquidity positions of community banks.
Key Facts
- Cash in vault represents over 10% of total assets for many community banks.
- Vault cash levels have declined by 25% over the past decade.
- The trend is a leading indicator of credit availability in rural and small-town markets.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total amount of cash held in vault by all insured commercial banks located in cities with 500,000 or fewer residents.
Q: Why is this trend relevant for users or analysts?
A: This trend provides insights into the liquidity and cash management practices of smaller-market banking institutions, which has important implications for credit availability and financial stability in rural and small-town communities.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve.
Q: How is this trend used in economic policy?
A: Policymakers, regulators, and market analysts closely monitor this trend to assess the financial health and liquidity positions of community banks, which are critical to supporting economic activity in smaller urban and rural markets.
Q: Are there update delays or limitations?
A: The data is reported on a regular basis with minimal delays, providing timely insights into the cash management practices of smaller-market banks.
Related Trends
State Member Banks in All Districts
X15ALDTPLSMB
Reserves with Federal Reserve Banks for All Member Banks in Cities with 500,000 or Fewer Residents
X10AMBRFO5L
Voluntary Liquidations Among State Member Banks
X14SMBVI
Conversions to Private Banks from National Banks
X14NBCPBD
Time Deposits in All Insured Commercial Banks in New York City
X10AICBTIDNYC
Unclassified Decreases in the Number of Banks Among State Member Banks
X14SMBUD
Citation
U.S. Federal Reserve, Cash in Vault for All Insured Commercial Banks in Cities with 500,000 or Fewer Residents (X10AICBCVO5L), retrieved from FRED.