Balances with Domestic Banks in All Insured Commercial Banks in Cities with 100,000 or Fewer Residents
X10AICBBDBO1L • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4,574.00
Year-over-Year Change
88.70%
Date Range
1/1/1934 - 7/1/1941
Summary
This economic trend tracks the balances with domestic banks held by insured commercial banks in cities with 100,000 or fewer residents. It provides insights into the financial health and activities of smaller community banks.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Balances with Domestic Banks in All Insured Commercial Banks in Cities with 100,000 or Fewer Residents indicator reflects the total deposits and other balances that insured banks in small-to-medium sized cities hold with other domestic banking institutions. This metric offers visibility into the liquidity and interbank lending patterns of community-focused lenders.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its regular surveys and reporting on the U.S. banking system.
Historical Context
This trend is closely monitored by economists, policymakers, and financial analysts to assess the stability and lending capacity of smaller, regionally-focused banks.
Key Facts
- Over 5,000 U.S. banks have 100,000 or fewer residents in their home city.
- Community banks hold over $5 trillion in assets and make 60% of small business loans.
- Balances with other banks account for 20-30% of community bank balance sheets on average.
FAQs
Q: What does this economic trend measure?
A: This indicator tracks the total balances and deposits that insured commercial banks in cities with 100,000 or fewer residents hold with other domestic banking institutions.
Q: Why is this trend relevant for users or analysts?
A: This metric provides visibility into the liquidity, interbank lending, and financial health of smaller, community-focused banks, which are important lenders for local economies and small businesses.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its regular surveys and reporting on the U.S. banking system.
Q: How is this trend used in economic policy?
A: Economists and policymakers closely monitor this indicator to assess the stability and lending capacity of smaller, regionally-focused banks, which are crucial for supporting local economic activity.
Q: Are there update delays or limitations?
A: The data is published on a regular schedule by the Federal Reserve, but may have a short lag time compared to real-time banking activity.
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Other Securities in Insured Nonmember Commercial Banks in Cities with 500,000 or More Residents
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Citation
U.S. Federal Reserve, Balances with Domestic Banks in All Insured Commercial Banks in Cities with 100,000 or Fewer Residents (X10AICBBDBO1L), retrieved from FRED.