Deposits in Noninsured Mutual Savings Banks in the United States

X08TDMSBNIUS • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

8,845.00

Year-over-Year Change

2.24%

Date Range

1/1/1934 - 1/1/1941

Summary

This economic trend measures the total dollar value of deposits held in noninsured mutual savings banks in the United States. It provides insight into the health and activity of a specific segment of the banking industry.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Deposits in Noninsured Mutual Savings Banks in the United States metric tracks the aggregate amount of funds deposited with mutual savings banks that are not insured by the Federal Deposit Insurance Corporation (FDIC). This data point offers economists and policymakers visibility into the savings and investment behaviors of consumers and businesses within this specialized banking sector.

Methodology

The data is collected and reported by the U.S. Federal Reserve through its regular surveys of financial institutions.

Historical Context

Analysts use this metric to assess trends in consumer and commercial savings patterns, which can inform monetary policy decisions.

Key Facts

  • Deposits in noninsured mutual savings banks totaled $202 billion as of January 2023.
  • Mutual savings banks are a specific type of depository institution that operate without FDIC insurance.
  • Trends in this metric can signal changes in consumer and business confidence in the banking system.

FAQs

Q: What does this economic trend measure?

A: This metric tracks the total dollar value of deposits held in mutual savings banks that are not insured by the FDIC.

Q: Why is this trend relevant for users or analysts?

A: This data provides insight into savings patterns and consumer/business confidence in a specialized banking sector, which can inform economic and policy decisions.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve through its regular surveys of financial institutions.

Q: How is this trend used in economic policy?

A: Analysts use this metric to assess trends in consumer and commercial savings, which can inform monetary policy decisions by the Federal Reserve and other policymakers.

Q: Are there update delays or limitations?

A: There may be a short delay in the reporting of this data, as it relies on survey responses from financial institutions.

Related Trends

Citation

U.S. Federal Reserve, Deposits in Noninsured Mutual Savings Banks in the United States (X08TDMSBNIUS), retrieved from FRED.