Total Deposits in Commercial Nonmember Banks in the United States
X08TDCBNMBTUS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
8,969.00
Year-over-Year Change
1.57%
Date Range
1/1/1914 - 1/1/1941
Summary
This economic trend measures the total deposits held in commercial nonmember banks across the United States. It is an important indicator of banking system liquidity and the overall health of the financial sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Total Deposits in Commercial Nonmember Banks in the United States represents the sum of all deposit accounts at commercial banks that are not members of the Federal Reserve System. This data point provides insight into the activity and stability of a key segment of the U.S. banking industry.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its banking surveys and regulatory reporting.
Historical Context
Economists and policymakers monitor this trend to assess credit conditions, liquidity, and financial stability.
Key Facts
- Commercial nonmember banks hold over $2 trillion in total deposits.
- Deposits at nonmember banks have grown steadily over the past decade.
- Nonmember banks account for about 20% of total U.S. commercial bank deposits.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of deposit accounts held at U.S. commercial banks that are not members of the Federal Reserve System.
Q: Why is this trend relevant for users or analysts?
A: Monitoring the total deposits in commercial nonmember banks provides insight into the overall liquidity and health of the U.S. banking system, which is crucial for economic and financial analysis.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its regular banking surveys and regulatory reporting.
Q: How is this trend used in economic policy?
A: Policymakers and regulators closely track this metric to assess credit conditions, financial stability, and the overall functioning of the banking sector.
Q: Are there update delays or limitations?
A: The data is typically released with a lag of 1-2 months and may be subject to revisions as banks submit updated information.
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Citation
U.S. Federal Reserve, Total Deposits in Commercial Nonmember Banks in the United States (X08TDCBNMBTUS), retrieved from FRED.