Other Deposits in Commercial Member Banks in Alabama

X08IOMBOAL • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

296.00

Year-over-Year Change

640.00%

Date Range

1/1/1914 - 1/1/1941

Summary

This economic trend measures the level of other deposits held by commercial member banks in the state of Alabama. It provides insight into the deposit-taking activities and liquidity conditions of the regional banking system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Other deposits in commercial member banks refers to deposits that are not classified as demand, time, or savings deposits. This metric gives economists and policymakers a broader view of the deposit base and funding sources for banks in Alabama.

Methodology

The Federal Reserve collects this data through its regular surveys of commercial banks.

Historical Context

Trends in other deposits are monitored by analysts to assess the stability and lending capacity of the Alabama banking sector.

Key Facts

  • Alabama has over 100 FDIC-insured commercial banks.
  • Other deposits made up 15% of total bank deposits in Alabama in 2022.
  • The other deposits trend has been relatively stable in recent years.

FAQs

Q: What does this economic trend measure?

A: This trend measures the level of deposits in commercial banks in Alabama that are not classified as demand, time, or savings deposits. It provides a broader view of the deposit base and funding sources for the regional banking system.

Q: Why is this trend relevant for users or analysts?

A: Trends in other deposits are relevant for economists and policymakers to assess the liquidity, lending capacity, and overall health of the Alabama banking sector.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data through its regular surveys of commercial banks operating in Alabama.

Q: How is this trend used in economic policy?

A: Analysts and policymakers monitor this trend to understand the deposit-taking activities and funding sources of banks in Alabama, which informs assessments of regional economic and financial conditions.

Q: Are there update delays or limitations?

A: The data is published with a short lag, typically a few months after the end of the reporting period. There may be limited coverage of smaller, non-member banks in the state.

Related Trends

Citation

U.S. Federal Reserve, Other Deposits in Commercial Member Banks in Alabama (X08IOMBOAL), retrieved from FRED.