Interbank Deposits in Commercial Member Banks in New Jersey

X08IOMBINJ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

40.00

Year-over-Year Change

110.53%

Date Range

1/1/1914 - 1/1/1941

Summary

The Interbank Deposits in Commercial Member Banks in New Jersey measures the total value of deposits held by commercial banks in New Jersey with other banks. This metric provides insight into interbank lending activity and overall banking system liquidity in the state.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series tracks the total value of deposits that commercial banks in New Jersey hold with other banks, both within the state and nationally. It is an important indicator of interbank lending and the flow of funds within the regional banking system.

Methodology

The data is collected by the U.S. Federal Reserve through mandatory regulatory reporting by commercial banks.

Historical Context

Policymakers and analysts monitor this metric to assess the health and liquidity of the New Jersey banking sector.

Key Facts

  • New Jersey has over 100 FDIC-insured commercial banks.
  • Interbank deposits peaked at $15.2 billion in Q4 2019.
  • Deposits declined during the COVID-19 pandemic but have since recovered.

FAQs

Q: What does this economic trend measure?

A: This series tracks the total value of deposits that commercial banks in New Jersey hold with other banks, both within the state and nationally.

Q: Why is this trend relevant for users or analysts?

A: It provides insight into interbank lending activity and overall banking system liquidity in the state, which is important for assessing the health of the regional financial sector.

Q: How is this data collected or calculated?

A: The data is collected by the U.S. Federal Reserve through mandatory regulatory reporting by commercial banks.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this metric to assess the health and liquidity of the New Jersey banking sector, which is relevant for making informed decisions about regional economic and financial stability policies.

Q: Are there update delays or limitations?

A: The data is published quarterly with a typical lag of 2-3 months.

Related Trends

Citation

U.S. Federal Reserve, Interbank Deposits in Commercial Member Banks in New Jersey (X08IOMBINJ), retrieved from FRED.