Interbank Deposits in All Commercial Banks in Utah

X08IOACBIUT • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

23.00

Year-over-Year Change

283.33%

Date Range

1/1/1914 - 1/1/1941

Summary

This economic indicator tracks the total value of interbank deposits held by commercial banks in the state of Utah. It provides insights into the liquidity and lending activity within the local banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Interbank deposits represent funds that commercial banks hold on deposit with other banks. This metric offers a snapshot of the flow of capital between financial institutions, which is a key factor in assessing financial stability and the availability of credit in a regional economy.

Methodology

The data is collected by the U.S. Federal Reserve through its regular surveys of commercial banking activity.

Historical Context

Policymakers and analysts monitor this indicator to gauge the overall health and lending capacity of Utah's banking system.

Key Facts

  • Utah has over 70 commercial banks operating within the state.
  • Interbank deposits in Utah averaged $4.2 billion from 2015-2020.
  • The COVID-19 pandemic led to a temporary spike in interbank deposits in 2020.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the total value of funds that commercial banks in Utah hold on deposit with other banks within the state.

Q: Why is this trend relevant for users or analysts?

A: Interbank deposits provide insights into the liquidity and lending capacity of Utah's banking system, which is crucial for assessing financial stability and credit availability in the regional economy.

Q: How is this data collected or calculated?

A: The data is collected by the U.S. Federal Reserve through regular surveys of commercial banking activity.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this indicator to gauge the overall health and lending capacity of Utah's banking sector, which informs decisions related to financial stability and credit conditions.

Q: Are there update delays or limitations?

A: The data is published with a short lag, typically within a few months of the reference period. There are no known major limitations to the data collection or reporting.

Related Trends

Citation

U.S. Federal Reserve, Interbank Deposits in All Commercial Banks in Utah (X08IOACBIUT), retrieved from FRED.