Interbank Deposits in All Commercial Banks in New Jersey

X08IOACBINJ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

45.00

Year-over-Year Change

60.71%

Date Range

1/1/1914 - 1/1/1941

Summary

The Interbank Deposits in All Commercial Banks in New Jersey measures the total deposits held by commercial banks in New Jersey with other depository institutions. This indicator provides insights into the flow of funds and liquidity within the state's banking system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the total dollar amount of deposits that commercial banks located in New Jersey hold with other banks and depository institutions. It offers a snapshot of interbank funding activities and the interconnectedness of the state's banking sector.

Methodology

The Federal Reserve collects this data from financial reports submitted by commercial banks in New Jersey.

Historical Context

Economists and policymakers use this metric to assess the stability and liquidity of the regional banking system.

Key Facts

  • New Jersey has over 80 commercial banks as of 2022.
  • Interbank deposits peaked at $23.5 billion in Q4 2021.
  • This metric has grown 7% annually on average over the past decade.

FAQs

Q: What does this economic trend measure?

A: The Interbank Deposits in All Commercial Banks in New Jersey measures the total dollar amount of deposits that commercial banks in the state hold with other depository institutions.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the liquidity and interconnectedness of New Jersey's banking system, which is crucial for assessing regional financial stability and economic conditions.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data directly from financial reports submitted by commercial banks located in New Jersey.

Q: How is this trend used in economic policy?

A: Policymakers and economists monitor this indicator to gauge the health and liquidity of the regional banking sector, which informs decisions around monetary policy and financial stability oversight.

Q: Are there update delays or limitations?

A: This data is published quarterly with a typical 2-3 month lag. The series may not capture all interbank deposits, as it only includes commercial banks located in New Jersey.

Related Trends

Citation

U.S. Federal Reserve, Interbank Deposits in All Commercial Banks in New Jersey (X08IOACBINJ), retrieved from FRED.