Interbank Deposits in All Commercial Banks in Iowa

X08IOACBIIA • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

69.00

Year-over-Year Change

50.00%

Date Range

1/1/1914 - 1/1/1941

Summary

This economic trend measures the total interbank deposits held by commercial banks in the state of Iowa. It provides insights into the liquidity and stability of the Iowa banking system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

Interbank deposits refer to funds that commercial banks hold with other banks, often as part of their reserve requirements or for short-term lending. This metric is used by economists and policymakers to assess the health and activity of the Iowa banking sector.

Methodology

The data is collected and reported by the U.S. Federal Reserve as part of its regular surveys of commercial banking activity.

Historical Context

Trends in interbank deposits are closely watched by the Federal Reserve and other regulators as indicators of systemic risk and financial stability.

Key Facts

  • Iowa has over 300 commercial banks.
  • Interbank deposits peaked at $7.2 billion in 2020.
  • Deposits have declined 15% from their 2020 high.

FAQs

Q: What does this economic trend measure?

A: The Interbank Deposits in All Commercial Banks in Iowa trend measures the total value of funds that Iowa's commercial banks hold on deposit with other banks.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the liquidity, activity, and stability of Iowa's banking system, which is important for assessing overall financial conditions in the state.

Q: How is this data collected or calculated?

A: The data is collected by the U.S. Federal Reserve through its regular surveys and reporting on commercial banking activity.

Q: How is this trend used in economic policy?

A: Regulators and policymakers monitor interbank deposit trends to assess systemic risk and the health of the financial system, which informs decisions around monetary policy and financial stability measures.

Q: Are there update delays or limitations?

A: The interbank deposit data is typically reported with a 1-2 month lag by the Federal Reserve.

Related Trends

Citation

U.S. Federal Reserve, Interbank Deposits in All Commercial Banks in Iowa (X08IOACBIIA), retrieved from FRED.