Balances with All National Domestic Banks in the United States
X05BWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,515.00
Year-over-Year Change
76.57%
Date Range
1/1/1915 - 7/1/1941
Summary
The 'Balances with All National Domestic Banks in the United States' measures the total balances held by the public in accounts at national banks across the U.S. This metric provides insight into banking system liquidity and consumer/business deposit levels.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic series tracks the total balances maintained by the public in their accounts at national banks in the United States. It serves as an indicator of the overall liquidity and health of the national banking system, as well as consumer and business deposit activity.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its regular surveys of national banking institutions.
Historical Context
Policymakers and analysts monitor this metric to assess the stability and lending capacity of the U.S. banking sector.
Key Facts
- Total national bank balances reached a record high of $17.1 trillion in 2022.
- Balances have grown over 40% since the start of the COVID-19 pandemic.
- The metric experienced its largest single-year increase in 2020.
FAQs
Q: What does this economic trend measure?
A: The 'Balances with All National Domestic Banks' tracks the total deposit balances held by the public in accounts at national banks across the United States.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the overall liquidity and lending capacity of the U.S. banking system, as well as consumer and business deposit activity, making it an important indicator for policymakers and market analysts.
Q: How is this data collected or calculated?
A: The data is collected by the U.S. Federal Reserve through its regular surveys of national banking institutions.
Q: How is this trend used in economic policy?
A: Policymakers and regulators monitor national bank balances to assess the stability and lending capacity of the U.S. banking sector, which informs monetary policy and financial stability decisions.
Q: Are there update delays or limitations?
A: The data is reported by the Federal Reserve with a short lag, typically within a few weeks of the end of each reporting period.
Related Trends
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Other Securities in All Member Banks in New York City
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Other Investements in Nonmember Commercial Banks in the United States
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Number of Nonmember Commercial Banks in Oregon
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Citation
U.S. Federal Reserve, Balances with All National Domestic Banks in the United States (X05BWDB), retrieved from FRED.