Balances with National Domestic Banks in the United States

X04BWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4,731.00

Year-over-Year Change

62.13%

Date Range

7/1/1863 - 7/1/1941

Summary

The 'Balances with National Domestic Banks in the United States' measures the aggregate balance held by U.S. banks with other domestic banks. This is an important indicator of liquidity and interbank lending activity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the total dollar value of funds held by U.S. banks in accounts with other domestic banking institutions. It provides insight into the liquidity and reserve positions of the U.S. banking system as a whole.

Methodology

The data is collected and reported by the U.S. Federal Reserve as part of its H.8 statistical release on assets and liabilities of commercial banks.

Historical Context

Policymakers and market analysts use this metric to assess the overall health and lending capacity of the U.S. banking sector.

Key Facts

  • U.S. banks held over $3.3 trillion in balances with other domestic banks as of the latest report.
  • Balances with national domestic banks have risen over 50% since the start of the COVID-19 pandemic.
  • This metric helps gauge the availability of loanable funds within the U.S. banking system.

FAQs

Q: What does this economic trend measure?

A: The 'Balances with National Domestic Banks in the United States' metric measures the total dollar value of funds held by U.S. banks in accounts with other domestic banking institutions.

Q: Why is this trend relevant for users or analysts?

A: This indicator provides insight into the liquidity and lending capacity of the U.S. banking system, which is a key consideration for policymakers, economists, and market participants.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve as part of its H.8 statistical release on assets and liabilities of commercial banks.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess the overall health and lending capacity of the U.S. banking sector, which informs monetary policy decisions and market expectations.

Q: Are there update delays or limitations?

A: The data is released weekly by the Federal Reserve with a short lag, providing timely information on interbank balances.

Related Trends

Citation

U.S. Federal Reserve, Balances with National Domestic Banks in the United States (X04BWDB), retrieved from FRED.