Total Loans and Investments in All Commercial Banks in the United States
X03LIT • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
50,722.00
Year-over-Year Change
40.96%
Date Range
1/1/1914 - 7/1/1941
Summary
This economic indicator tracks the total value of loans and investments held by all commercial banks in the United States. It is a key measure of the overall lending activity and financial health of the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Total Loans and Investments in All Commercial Banks metric represents the combined value of loans, securities, and other investments on the balance sheets of U.S. commercial banks. It provides insight into the level of credit and capital intermediation across the banking system.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release.
Historical Context
Economists and policymakers monitor this trend to assess the availability of credit and the stability of the financial system.
Key Facts
- The series reached a record high of $20.8 trillion in February 2022.
- Loans and investments account for over 80% of total assets held by U.S. commercial banks.
- The metric experienced significant volatility during the 2008 financial crisis and the COVID-19 pandemic.
FAQs
Q: What does this economic trend measure?
A: The Total Loans and Investments in All Commercial Banks metric tracks the combined value of loans, securities, and other investments held on the balance sheets of U.S. commercial banks.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into the overall lending activity and financial health of the U.S. banking sector, which is crucial for understanding credit conditions and the stability of the financial system.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release on the consolidated balance sheet of commercial banks.
Q: How is this trend used in economic policy?
A: Policymakers and economists monitor this metric to assess the availability of credit and the overall condition of the financial sector, which informs monetary policy decisions and financial stability assessments.
Q: Are there update delays or limitations?
A: The data is reported weekly by the Federal Reserve with a short lag, typically 1-2 weeks. The metric may be subject to revisions as banks update their balance sheet information.
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Citation
U.S. Federal Reserve, Total Loans and Investments in All Commercial Banks in the United States (X03LIT), retrieved from FRED.