Share of Life Insurance Reserves Held by the Top 1% (99th to 100th Wealth Percentiles)
WFRBST01123 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
28.70
Year-over-Year Change
0.00%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks the concentration of life insurance reserves among the top 1% of wealth holders. Reveals wealth distribution in the life insurance market.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the percentage of life insurance reserves owned by the wealthiest 1% of Americans. Indicates wealth concentration in financial products.
Methodology
Calculated using Federal Reserve wealth distribution survey data.
Historical Context
Used by financial analysts to understand insurance market dynamics.
Key Facts
- Focuses on top 1% wealth percentile
- Reveals insurance market concentration
- Reflects financial product ownership patterns
FAQs
Q: What does this percentage represent?
A: Share of total life insurance reserves owned by the top 1% of wealth holders.
Q: Why track life insurance reserve distribution?
A: Provides insights into wealth concentration and financial product ownership patterns.
Q: How often is this data collected?
A: Typically updated through periodic Federal Reserve wealth surveys.
Q: What does high concentration indicate?
A: Suggests significant wealth inequality in life insurance market participation.
Q: How reliable is this data?
A: Based on comprehensive Federal Reserve survey methodology with high statistical validity.
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Citation
U.S. Federal Reserve, Share of Life Insurance Reserves Held by Top 1% (WFRBST01123), retrieved from FRED.