Share of Loans (Assets) Held by the 50th to 90th Wealth Percentiles
WFRBSN40173 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
13.10
Year-over-Year Change
-8.39%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures loan asset holdings for households in the 50th to 90th wealth percentiles. Offers critical insights into middle-class financial asset composition.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks the percentage of loans held by households between the 50th and 90th wealth percentiles. Reflects lending and borrowing patterns across economic segments.
Methodology
Derived from Federal Reserve Survey of Consumer Finances comprehensive financial asset data.
Historical Context
Used to analyze lending patterns and financial asset distribution across economic groups.
Key Facts
- Indicates middle-class lending capacity
- Reflects financial asset diversity
- Shows economic participation levels
FAQs
Q: What does this economic indicator track?
A: Measures loan asset percentage for households between 50th and 90th wealth percentiles. Reveals lending and borrowing patterns.
Q: Why are loan ownership percentiles significant?
A: They demonstrate financial asset composition and economic participation for middle to upper-middle wealth groups.
Q: How frequently is this data collected?
A: Updated through the Federal Reserve's Survey of Consumer Finances, typically every three years.
Q: What can this data tell us about the economy?
A: Provides insights into lending capabilities and financial asset distribution across different economic segments.
Q: How does this relate to overall economic health?
A: Reflects financial asset diversity and economic participation of middle-class households. Indicates potential economic mobility.
Related Trends
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Share of Corporate Equities and Mutual Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles)
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3-Month Moving Average of Unweighted Median Hourly Wage Growth: Services Sector
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3-Month Moving Average of Weighted Median Hourly Wage Growth: Weighted 1997 Overall
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Real Mean Personal Income in Midwest Census Region
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Equity In Noncorporate Business Held by the Top 0.1% (99.9th to 100th Wealth Percentiles)
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Citation
U.S. Federal Reserve, Share of Loans Held by the 50th to 90th Wealth Percentiles (WFRBSN40173), retrieved from FRED.