Share of Deposits Held by the Top 0.1% (99.9th to 100th Wealth Percentiles)

WFRBSDE999T100 • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

10.10

Year-over-Year Change

-2.88%

Date Range

7/1/1989 - 1/1/2025

Summary

This trend measures the share of total U.S. bank deposits held by the wealthiest 0.1% of households. It provides insights into wealth concentration and inequality at the top of the income distribution.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Share of Deposits Held by the Top 0.1% tracks the percentage of total U.S. bank deposits controlled by the 99.9th to 100th wealth percentiles. This metric offers a window into the asset holdings and financial power of the country's wealthiest individuals.

Methodology

The data is calculated from the Federal Reserve's Survey of Consumer Finances.

Historical Context

This trend is closely watched by economists and policymakers assessing trends in wealth inequality.

Key Facts

  • The top 0.1% of U.S. households held over 15% of total bank deposits in 2019.
  • Wealth concentration at the top has risen significantly since the 1980s.
  • Bank deposits are a key component of household wealth for the ultra-wealthy.

FAQs

Q: What does this economic trend measure?

A: This trend measures the share of total U.S. bank deposits held by the wealthiest 0.1% of households, providing insights into wealth concentration at the top of the income distribution.

Q: Why is this trend relevant for users or analysts?

A: This metric is closely watched by economists and policymakers assessing trends in wealth inequality and the financial power of the ultra-wealthy.

Q: How is this data collected or calculated?

A: The data is calculated from the Federal Reserve's Survey of Consumer Finances.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this trend to understand the concentration of financial assets and inform discussions around wealth inequality and its potential economic and social implications.

Q: Are there update delays or limitations?

A: The data is updated periodically based on the Federal Reserve's Survey of Consumer Finances, which is conducted every three years.

Related Trends

Citation

U.S. Federal Reserve, Share of Deposits Held by the Top 0.1% (99.9th to 100th Wealth Percentiles) (WFRBSDE999T100), retrieved from FRED.