Share of Other Loans and Advances (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBSB50201 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.30
Year-over-Year Change
0.00%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the share of other loans and advances held by the bottom 50% of U.S. households by wealth. It provides insights into financial inclusion and inequality.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The share of other loans and advances held by the bottom 50% of households by wealth is an important indicator of financial access and inequality. It reflects the distribution of certain types of credit and financial instruments across the wealth spectrum.
Methodology
The data is collected by the Federal Reserve through household surveys and wealth assessments.
Historical Context
This metric is used by policymakers and analysts to evaluate financial inclusion and the distribution of credit in the U.S.
Key Facts
- The bottom 50% of U.S. households hold a small share of total other loans and advances.
- This trend has declined over the past decade, indicating growing inequality in credit access.
- Policymakers monitor this metric to assess financial inclusion and the distribution of credit.
FAQs
Q: What does this economic trend measure?
A: This trend measures the share of other loans and advances, such as personal and business loans, held by the bottom 50% of U.S. households by wealth.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insights into financial inclusion and inequality, as it reflects the distribution of certain types of credit across the wealth spectrum.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through household surveys and wealth assessments.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to evaluate financial inclusion and the distribution of credit in the U.S. economy.
Q: Are there update delays or limitations?
A: The data is updated regularly by the Federal Reserve, but there may be some delay in the availability of the most recent figures.
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Citation
U.S. Federal Reserve, Share of Other Loans and Advances (Assets) Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBSB50201), retrieved from FRED.