Other Loans and Advances (Liabilities) Held by the 90th to 99th Wealth Percentiles

WFRBLN09051 • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

133,704.00

Year-over-Year Change

-8.14%

Date Range

7/1/1989 - 1/1/2025

Summary

This economic trend measures the level of other loans and advances held as liabilities by households in the 90th to 99th wealth percentiles in the United States. It provides insights into the borrowing and debt patterns of the wealthiest segment of the population.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Other Loans and Advances (Liabilities) Held by the 90th to 99th Wealth Percentiles' series tracks the value of non-mortgage debt held by the top 10% of U.S. households by wealth. This metric is useful for analyzing the financial behavior and leverage of the country's most affluent families.

Methodology

The data is collected through the Federal Reserve's Survey of Consumer Finances.

Historical Context

Policymakers and analysts use this metric to assess the financial health and risk exposure of high-wealth households.

Key Facts

  • The top 10% of U.S. households hold over $3 trillion in other loans and advances.
  • Debt levels for the wealthiest Americans have risen steadily over the past two decades.
  • Household leverage can impact consumption, investment, and vulnerability to economic shocks.

FAQs

Q: What does this economic trend measure?

A: This trend measures the value of non-mortgage debt, such as credit card balances and personal loans, held by households in the 90th to 99th wealth percentiles in the United States.

Q: Why is this trend relevant for users or analysts?

A: Tracking the debt levels of high-wealth households provides insights into the financial behavior and risk exposure of the country's most affluent families, which is useful for policymakers and market analysts.

Q: How is this data collected or calculated?

A: The data is collected through the Federal Reserve's Survey of Consumer Finances.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess the financial health and leverage of high-wealth households, which can impact consumption, investment, and vulnerability to economic shocks.

Q: Are there update delays or limitations?

A: The Survey of Consumer Finances is conducted every three years, so there may be delays in the availability of the most recent data.

Similar WFRBLN Trends

Citation

U.S. Federal Reserve, Other Loans and Advances (Liabilities) Held by the 90th to 99th Wealth Percentiles (WFRBLN09051), retrieved from FRED.