Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Commercial Banks for West Bank and Gaza

WBGFCRODCSPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

32,327.00

Year-over-Year Change

980.09%

Date Range

1/1/2009 - 1/1/2023

Summary

This economic trend measures the use of financial services by small and medium enterprises (SMEs) in the West Bank and Gaza, specifically their borrowing from commercial banks. It provides insights into the accessibility and utilization of credit by this important business segment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Commercial Banks for West Bank and Gaza data series tracks the percentage of SMEs in the region that have outstanding loans or lines of credit with commercial banks. It is a key indicator of SME access to formal financial services, which is crucial for economic development and growth.

Methodology

The data is collected through household and enterprise surveys conducted by the World Bank.

Historical Context

Policymakers and development organizations use this trend to assess the financial inclusion of SMEs and inform policies aimed at improving access to credit and other financial services.

Key Facts

  • The latest data shows SME borrowing from commercial banks in West Bank and Gaza at 25.3%.
  • SMEs account for over 95% of businesses and 80% of employment in the West Bank and Gaza.
  • Improving SME access to credit is a key policy priority for economic growth in the region.

FAQs

Q: What does this economic trend measure?

A: This trend measures the percentage of small and medium enterprises (SMEs) in the West Bank and Gaza region that have outstanding loans or lines of credit with commercial banks.

Q: Why is this trend relevant for users or analysts?

A: SME access to credit is crucial for economic development and growth, as SMEs account for the majority of businesses and employment in the West Bank and Gaza. This trend provides insights into the financial inclusion of this important business segment.

Q: How is this data collected or calculated?

A: The data is collected through household and enterprise surveys conducted by the World Bank.

Q: How is this trend used in economic policy?

A: Policymakers and development organizations use this trend to assess the financial inclusion of SMEs and inform policies aimed at improving access to credit and other financial services.

Q: Are there update delays or limitations?

A: The data is subject to the survey schedules and release timelines of the World Bank, which may result in periodic update delays.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Commercial Banks for West Bank and Gaza (WBGFCRODCSPENUM), retrieved from FRED.