U.S.-Chartered Depository Institutions; Vault Cash; Asset, Level
USDIVCA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
76,012.00
Year-over-Year Change
-14.69%
Date Range
10/1/1945 - 1/1/2025
Summary
The 'U.S.-Chartered Depository Institutions; Vault Cash; Asset, Level' trend measures the total value of cash held in the vaults of U.S. chartered depository institutions. This metric is important for understanding the liquidity and operational needs of the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This data series tracks the total value of physical currency and coin maintained by U.S. depository institutions, which includes commercial banks, savings institutions, and credit unions. Vault cash levels are a key indicator of banking sector liquidity and a critical component of regulatory reserve requirements.
Methodology
The data is collected by the U.S. Federal Reserve through mandatory regulatory reporting by depository institutions.
Historical Context
Vault cash levels are monitored by policymakers, banks, and financial market participants as a gauge of banking system health and liquidity conditions.
Key Facts
- Vault cash makes up a small fraction of total bank assets, usually less than 2%.
- Vault cash levels tend to increase during periods of economic uncertainty or distress.
- Regulatory changes can impact vault cash requirements for depository institutions.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of physical currency and coin held in the vaults of U.S.-chartered depository institutions, including commercial banks, savings institutions, and credit unions.
Q: Why is this trend relevant for users or analysts?
A: Vault cash levels are an important indicator of banking sector liquidity and a critical component of regulatory reserve requirements. Monitoring this trend provides insights into the operational and funding needs of the U.S. banking system.
Q: How is this data collected or calculated?
A: The data is collected by the U.S. Federal Reserve through mandatory regulatory reporting by depository institutions.
Q: How is this trend used in economic policy?
A: Vault cash levels are monitored by policymakers, banks, and financial market participants as a gauge of banking system health and liquidity conditions, which informs monetary policy decisions and regulatory oversight.
Q: Are there update delays or limitations?
A: The data is reported on a weekly basis with a lag of approximately two weeks.
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Citation
U.S. Federal Reserve, U.S.-Chartered Depository Institutions; Vault Cash; Asset, Level (USDIVCA), retrieved from FRED.