U.S.-Chartered Depository Institutions; Depository Institution Reserves; Asset, Level
USCDIDIRA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,839,059.00
Year-over-Year Change
-21.74%
Date Range
10/1/1945 - 1/1/2025
Summary
This economic trend measures the level of depository institution reserves held by U.S.-chartered depository institutions. It is a key indicator of liquidity in the banking system and financial markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The U.S.-Chartered Depository Institutions; Depository Institution Reserves; Asset, Level data series tracks the total reserves held by depository institutions chartered in the United States. This metric provides insight into the overall liquidity and lending capacity of the banking sector.
Methodology
The Federal Reserve collects this data through mandatory reporting by depository institutions.
Historical Context
Policymakers and analysts monitor this trend to assess the effectiveness of monetary policy and potential risks to financial stability.
Key Facts
- U.S. banks held over $3.3 trillion in reserves as of 2022.
- Reserves have increased significantly since the 2008 financial crisis.
- The Federal Reserve uses this data to implement monetary policy.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total level of reserves held by U.S.-chartered depository institutions, including commercial banks, savings banks, and credit unions.
Q: Why is this trend relevant for users or analysts?
A: The level of depository institution reserves is a key indicator of liquidity and lending capacity in the banking system, making it important for financial analysts, policymakers, and economists.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through mandatory reporting requirements for all U.S.-chartered depository institutions.
Q: How is this trend used in economic policy?
A: Policymakers and central banks monitor this trend to assess the effectiveness of monetary policy and potential risks to financial stability.
Q: Are there update delays or limitations?
A: The Federal Reserve publishes this data on a weekly basis with minimal delays, providing timely insights into the U.S. banking system.
Related Trends
Foreign Banking Offices in the U.S., Including IBFs; Interbank Transactions Due from Foreign Affiliates; Asset, Level
FBOUSIBFITFAA
Instrument Discrepancies; Interbank Transactions, Level
IDNIT
Foreign Banking Offices in the U.S.; Vault Cash; Asset, Level
FBOUSVCA
Foreign Banking Offices in the U.S., Including IBFs; Interbank Transactions Due to Foreign Affiliates; Liability, Level
FBOUSIBFITFAL
U.S.-Chartered Depository Institutions, Including IBFs; Interbank Transactions Due to Foreign Affiliates; Liability, Level
USCDIIBFITFAL
U.S.-Chartered Depository Institutions; Interbank Transactions; Liability, Level
USCDINITL
Citation
U.S. Federal Reserve, U.S.-Chartered Depository Institutions; Depository Institution Reserves; Asset, Level (USCDIDIRA), retrieved from FRED.