Total Construction Spending: Public Safety in the United States

Millions of Dollars, Not Seasonally Adjusted

TLPSCON • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,695.00

Year-over-Year Change

2.17%

Date Range

1/1/2002 - 6/1/2025

Summary

The 'Millions of Dollars, Not Seasonally Adjusted' trend measures total loans and leases at commercial banks in the United States. This metric is important for economists and policymakers to gauge the overall state of lending in the financial system.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the total dollar value of loans and leases held by commercial banks in the U.S. It is used to analyze trends in lending activity, credit availability, and the health of the banking sector.

Methodology

The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 release.

Historical Context

Policymakers and market analysts closely monitor this indicator to assess monetary policy and credit market conditions.

Key Facts

  • Commercial bank loans peaked at over $10.7 trillion in 2020.
  • Lending declined during the COVID-19 pandemic but has since rebounded.
  • This series excludes loans to the federal government and interbank loans.

FAQs

Q: What does this economic trend measure?

A: The 'Millions of Dollars, Not Seasonally Adjusted' series tracks the total dollar value of loans and leases held by commercial banks in the United States.

Q: Why is this trend relevant for users or analysts?

A: This indicator provides insight into the overall state of lending in the financial system, which is a key driver of economic activity and a focus for policymakers.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release on commercial bank assets and liabilities.

Q: How is this trend used in economic policy?

A: Policymakers and market analysts use this indicator to assess monetary policy, credit market conditions, and the health of the banking sector.

Q: Are there update delays or limitations?

A: The data is released weekly by the Federal Reserve with a short lag, providing timely information on lending activity.

Related Trends

Citation

U.S. Federal Reserve, Millions of Dollars, Not Seasonally Adjusted (TLPSCON), retrieved from FRED.