Total Construction Spending: Conservation and Development in the United States
Millions of Dollars, Not Seasonally Adjusted
TLCADCON • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
946.00
Year-over-Year Change
4.07%
Date Range
1/1/2002 - 6/1/2025
Summary
The 'Millions of Dollars, Not Seasonally Adjusted' trend measures the total value of consumer installment credit outstanding in the United States. This provides insight into consumer debt levels and spending patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the total outstanding consumer credit, excluding loans secured by real estate. It is used by economists and policymakers to gauge consumer confidence, credit availability, and overall economic conditions.
Methodology
The data is collected and reported monthly by the Federal Reserve based on information from financial institutions.
Historical Context
Trends in consumer credit can inform monetary policy decisions and provide signals about the broader economy.
Key Facts
- Consumer credit outstanding reached a record high of over $4.4 trillion in 2022.
- Unsecured credit, such as credit cards, makes up over 70% of total consumer credit.
- Trends in consumer credit are closely watched for signs of economic expansion or contraction.
FAQs
Q: What does this economic trend measure?
A: The 'Millions of Dollars, Not Seasonally Adjusted' metric represents the total outstanding consumer credit in the United States, excluding loans secured by real estate.
Q: Why is this trend relevant for users or analysts?
A: Trends in consumer credit provide insight into consumer spending patterns, debt levels, and overall economic conditions, making it a key indicator for economists and policymakers.
Q: How is this data collected or calculated?
A: The Federal Reserve collects and reports this data monthly based on information from financial institutions.
Q: How is this trend used in economic policy?
A: Monitoring consumer credit trends can inform monetary policy decisions and provide signals about the broader state of the economy.
Q: Are there update delays or limitations?
A: The consumer credit data is released monthly with a typical lag of 6-8 weeks.
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Citation
U.S. Federal Reserve, Millions of Dollars, Not Seasonally Adjusted (TLCADCON), retrieved from FRED.