Central Reserve City Member Banks in Chicago, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Savings

TIIPCSVCH • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

425.00

Year-over-Year Change

8.70%

Date Range

10/1/1928 - 12/1/1941

Summary

This economic trend measures the time deposits of individuals, partnerships, and corporations held by central reserve city member banks in Chicago. It provides insight into household and business savings patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Central Reserve City Member Banks in Chicago, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Savings' series tracks the volume of savings-oriented time deposits at major financial institutions in the Chicago metro area. This metric is used by economists and policymakers to gauge consumer and business liquidity and confidence.

Methodology

The data is collected through mandatory reporting by member banks to the U.S. Federal Reserve.

Historical Context

This savings deposit trend serves as an important indicator for monetary policy and financial stability analysis.

Key Facts

  • Chicago is a major U.S. central reserve city.
  • Time deposits refer to savings accounts and CDs.
  • This series dates back to the 1930s.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of time deposits (e.g., savings accounts, CDs) held by individuals, partnerships, and corporations at central reserve city member banks in the Chicago metro area.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into household and business savings patterns, which is valuable for economists and policymakers analyzing consumer confidence, liquidity, and broader financial conditions.

Q: How is this data collected or calculated?

A: The data is collected through mandatory reporting requirements for central reserve city member banks, who submit deposit information directly to the U.S. Federal Reserve.

Q: How is this trend used in economic policy?

A: This savings deposit trend serves as an important indicator for monetary policy and financial stability analysis, as it reflects consumer and business liquidity conditions.

Q: Are there update delays or limitations?

A: The data is released with a short lag, typically within a month of the reporting period. There are no major known limitations to this economic series.

Related Trends

Citation

U.S. Federal Reserve, Central Reserve City Member Banks in Chicago, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Savings (TIIPCSVCH), retrieved from FRED.