Net Percentage of Large Domestic Banks Tightening Standards for Commercial Real Estate Loans With Construction and Land Development Purposes
SUBLPDRCSCLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-14.30
Year-over-Year Change
-128.60%
Date Range
10/1/2013 - 7/1/2025
Summary
Tracks changes in commercial real estate lending standards for construction and land development. Provides insight into bank risk assessment in property markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures banks' willingness to lend for construction and land development projects. Reflects real estate market and banking sector conditions.
Methodology
Quarterly survey of large domestic banks about commercial real estate lending standards.
Historical Context
Key indicator for real estate market health and bank lending practices.
Key Facts
- Quarterly reported metric
- Indicates real estate lending conditions
- Reflects bank risk assessment
FAQs
Q: What does this metric measure?
A: Banks' tightening or loosening of lending standards for commercial real estate construction projects.
Q: Why do lending standards change?
A: Due to economic conditions, property market risks, and overall banking sector health.
Q: How often is the data updated?
A: Reported quarterly by large domestic banks.
Q: What impacts commercial real estate lending?
A: Economic cycles, property market conditions, and bank risk assessment strategies.
Q: Can this metric predict real estate market trends?
A: Provides valuable insights into potential changes in commercial real estate development.
Related Trends
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was Not an Important Reason
SUBLPDCIRSMNLGNQ
Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was Not an Important Reason
SUBLPDCIRTLNNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRESVOTHNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customers' Precautionary Demand for Cash and Liquidity Was Not an Important Reason
SUBLPDCIRSPNLGNQ
Net Percentage of Other Domestic Banks Increasing the Use of Interest Rate Floors for Large and Middle-Market Firms
SUBLPDCILTFOTHNQ
Net Percentage of Domestic Banks Increasing Spreads of Loan Rates Over Banks' Cost of Funds on Other Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXTSNQ
Citation
U.S. Federal Reserve, Commercial Real Estate Lending Standards (SUBLPDRCSCLGNQ), retrieved from FRED.