Net Percentage of Domestic Banks Tightening Standards for Commercial Real Estate Loans With Construction and Land Development Purposes
SUBLPDRCSC • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
9.70
Year-over-Year Change
-79.96%
Date Range
10/1/2013 - 7/1/2025
Summary
Measures bank lending standards for commercial real estate construction loans. Indicates credit market conditions and risk appetite in real estate development.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks net percentage of banks tightening lending standards for construction and land development loans. Reflects banking sector's risk assessment.
Methodology
Surveyed through Federal Reserve's bank lending practices assessment.
Historical Context
Critical indicator for real estate development and construction market conditions.
Key Facts
- Quarterly assessment of lending standards
- Indicates real estate market credit conditions
- Reflects bank risk management strategies
FAQs
Q: What does this metric indicate about real estate markets?
A: Shows how banks are adjusting lending standards for construction projects. Reflects market risk perception.
Q: How frequently is this data updated?
A: Typically updated quarterly. Provides current insights into lending practices.
Q: Why do developers watch this metric?
A: Helps predict loan availability and potential challenges in securing construction financing.
Q: How might this impact real estate development?
A: Tighter standards can slow construction projects. Influences development investment decisions.
Q: Are there economic implications?
A: Reflects broader economic conditions and banking sector risk assessment. Indicates potential economic trends.
Related Trends
Net Percentage of Other Domestic Banks Increasing the Minimum Required Credit Score for Auto Loans
SUBLPDCLATROTHNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Accounts Receivable Financing Needs Was Not an Important Reason
SUBLPDCIRWANNQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was Not an Important Reason
SUBLPDCIRWINOTHNQ
Net Percentage of Domestic Banks Increasing Spreads of Interest Rates Over Banks' Cost of Funds on Credit Card Loans
SUBLPDCLCTSNQ
Number of Other Domestic Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason
SUBLPDCIREDNOTHNQ
Net Percentage of Large Domestic Banks Reporting Stronger Demand for Auto Loans
SUBLPDCLADLGNQ
Citation
U.S. Federal Reserve, Commercial Real Estate Lending Standards (SUBLPDRCSC), retrieved from FRED.